Four Steps to Take When Filing a Water Damage Claim

3/13/2019 (Permalink)

Always get in contact with your insurance agent

Water Damage Claim

Experiencing water damage in your Chardon, OH home can be a stressful situation. Filing an insurance claim can add to the frustration you are feeling if you are unprepared. Following these steps can make the process go more easily for you.

1. Call Your Insurance Agent

The first thing that you should do is relocate to a safe area if the damage to your home is significant. After this, call your insurance agent. Getting in touch with your insurance company as soon as possible will allow the process to be started more quickly. It also prevents the company from denying your claim because you waited too long to report the damage.

2. Take Pictures of the Damage

Before you begin moving anything, you should take pictures. This will help during the insurance claim process because you will be able to show your agent the extent of the damage to your home. Be sure to include photos of the structure of your home as well as any damaged property and belongings.

3. Take Steps to Prevent Further Damage

If there is a flood of water in your home, your insurance company will expect you to take care of your house and do what you can to reduce any further damage. If they find that you have not done so, it may affect your claim.

4. Make a List of Lost Items

In order to file your insurance claim and be properly reimbursed, you will need to supply your insurance agent with a list of items that have been damaged. A professional remediation service can help in this area by determining which items can be salvaged and which must be replaced.

Whether a pipe burst in your home or the water damage has come from another source, it is important that you begin the claims process right away. Waiting too long can add unnecessary complications and might result in a lower amount of financial compensation.